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But factors like age, gender, driving history, credit, and vehicle affect average car insurance costs. Your rates may be lower or higher than average based on your driver profile.The Zebra's key takeaways about car insurance in Las Vegas: The average cost of a car insurance policy in Las Vegas is $1,428 per six-month policy — $238 per month. The cheapest company in Las Vegas is Capital Insurance Group ($593). Las Vegas ranks as the seventh most expensive city for car insurance in Nevada.]